Fulton Street Partners — Terms of Service

 

Last updated: September 2, 2025

 

Important: These Terms of Service (the “Terms”) form a binding agreement between you and Fulton Street Partners LLC (“Fulton Street Partners,” “we,” “our,” or “us”). If you access or use our website, newsletters, courses, videos, premium areas, or any other services (collectively, the “Services”), you agree to these Terms. If you do not agree, do not use the Services.

 

Educational Use Only. Not Investment Advice. Fulton Street Partners is a financial research and education platform. All content is for informational and educational purposes only and is not personalized investment, legal, accounting, or tax advice; does not recommend any security; and does not solicit the purchase or sale of any financial instrument. You are solely responsible for your decisions.

​

 

 

1. Who We Are; Scope of the Services

 

1.1 Nature of Services. Fulton Street Partners provides market commentary, general investment education, and research-focused content through free and premium publications, videos, courses, emails, and tools. We do not provide individualized advice, brokerage services, portfolio management, or fiduciary services, and we are not registered as an investment adviser or broker-dealer.

 

1.2 No Client Relationship. Your use of the Services does not create an advisory, fiduciary, or client relationship with Fulton Street Partners or any of its contributors.

 

1.3 Territorial Scope. The Services are directed to persons located in the United States. You are responsible for ensuring that your use complies with local laws where you reside.

​

 

 

2. Acceptance of Terms; Changes

 

2.1 Acceptance. By accessing or using the Services, you agree to these Terms and to any additional policies referenced herein (including our Privacy Policy).

 

2.2 Changes to Terms. We may modify these Terms at any time. The “Last updated” date shows the latest revision. Changes are effective when posted. Your continued use after changes constitutes acceptance.

 

2.3 Changes to Services. We may alter, suspend, or discontinue any part of the Services at any time without notice.

 

 

3. Eligibility

 

3.1 Age. You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Services.

 

3.2 Compliance. You may use the Services only if you can form a binding contract with us and only in compliance with applicable laws.

 

 

4. Accounts; Security

 

4.1 Registration. Some features require an account. You must provide accurate, current information and keep it updated.

 

4.2 Credentials. You are responsible for safeguarding your login credentials and for all activities under your account. Notify us immediately of any unauthorized use.

 

4.3 One Account Per User. You may not share, sell, or transfer your account. Premium content access is for the named subscriber only.

 

 

5. Subscriptions, Billing & Refunds

 

5.1 Paid Services. We may offer paid subscriptions granting access to premium educational content and tools. We will disclose pricing, features, and term lengths at purchase.

 

5.2 Auto-Renewal. Unless otherwise stated, subscriptions auto-renew at the then-current price using your saved payment method until canceled.

 

5.3 Free Trials & Promotions. If offered, free trials convert to paid plans unless canceled before the trial ends. Promotional pricing may be time-limited.

 

5.4 Taxes. Prices exclude applicable taxes, which may be charged based on your billing address.

 

5.5 Refunds. Except where required by law or where an explicit guarantee is stated at checkout, all sales are final once access is granted. If we discontinue a paid feature during your term, your sole remedy is a pro-rata credit or refund (at our discretion).

 

5.6 Price Changes. We may change prices on renewal. We will provide notice as required by law; continued use after notice constitutes consent.

 

5.7 Cancellation. You may cancel at any time via your account settings or by contacting support. Cancellation takes effect at the end of your current billing period; you will retain access through that date unless otherwise stated.

 

 

6. Educational-Only; No Investment Advice

 

6.1 No Recommendations. Content is not tailored to your circumstances and should not be treated as a recommendation to buy, sell, or hold any security or to adopt any investment strategy.

 

6.2 No Fiduciary Duty. We owe no fiduciary duty to you. Decisions you make based on our content are your own.

 

6.3 Consult Professionals. Before making any financial, legal, or tax decisions, consult a qualified professional who can consider your individual situation.

 

6.4 Regulatory Note. Our publications are not “research reports” as defined under FINRA rules and are produced for general, educational purposes.

 

 

7. Market Risk; No Performance Guarantees

 

7.1 Risks. Investing involves risks, including loss of principal. Past performance does not guarantee future results. Hypothetical, back-tested, or simulated results have inherent limitations and may not reflect actual performance.

 

7.2 Forward-Looking Statements. Any forward-looking statements (including opinions, estimates, or projections) are inherently uncertain and subject to change without notice.

 

7.3 No Guarantee. We make no promises that any strategy, concept, or security discussed will achieve any particular outcome.

 

 

8. Content; License; Intellectual Property

 

8.1 Ownership. The Services and all content, logos, designs, text, graphics, videos, software, data, and other materials are owned by Fulton Street Partners or its licensors and are protected by intellectual property laws.

 

8.2 Limited License. We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your personal, non-commercial, educational use in accordance with these Terms.

 

8.3 Restrictions. You may not copy, reproduce, modify, distribute, publicly display, perform, create derivative works from, reverse engineer, or otherwise exploit the Services or content except as expressly permitted.

 

8.4 Download/Print. You may download or print individual items for your personal, non-commercial use, retaining all copyright and proprietary notices.

 

8.5 Trademarks. “Fulton Street Partners” and associated logos are trademarks of Fulton Street Partners. You may not use our marks without prior written consent.

 

 

9. User Content & Feedback

 

9.1 User Submissions. If you submit comments, posts, questions, or other content (“User Content”), you grant us a worldwide, perpetual, irrevocable, royalty-free license to use, copy, reproduce, adapt, modify, publish, translate, distribute, and display such User Content in connection with the Services and our business.

 

9.2 Responsibility. You are solely responsible for your User Content and represent that you have all necessary rights to grant the above license and that your content does not violate any law or third-party rights.

 

9.3 Feedback. If you provide ideas or suggestions (“Feedback”), we may use them without restriction or compensation.

 

 

10. Prohibited Conduct

 

You agree not to:

 

• Use the Services for any unlawful purpose or in violation of any law or regulation;

• Provide or purport to receive personalized investment advice through or in connection with our Services;

• Scrape, crawl, data-mine, or use bots to access or copy content;

• Upload malicious code, attempt to gain unauthorized access, or interfere with security features;

• Share, resell, or redistribute premium or restricted content;

• Impersonate any person or misrepresent your affiliation;

• Infringe intellectual property or other rights of others.

 

 

11. Third-Party Services, Data & Links

 

11.1 Third-Party Content. The Services may reference or link to third-party websites, products, data, or services (collectively, “Third-Party Services”). We do not control and are not responsible for Third-Party Services.

 

11.2 Market Data. Market prices, quotes, and other financial data may be provided by third parties and can be delayed or inaccurate. Reliance is at your own risk.

 

11.3 No Endorsement. Links or references do not imply endorsement or sponsorship.

 

 

12. AI-Assisted & Contributor Content

 

12.1 AI Assistance. Some content may be created or quality-checked using artificial intelligence (“AI”) tools. AI outputs can contain errors or omissions. We use reasonable efforts to review content but do not guarantee accuracy.

 

12.2 Contributors. Guest authors and contributors express their own opinions, which may differ from ours. Contributors are not providing personalized advice through the Services.

 

 

13. Disclaimers of Warranties

 

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF HARMFUL COMPONENTS.

 

 

14. Limitation of Liability

 

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL FULTON STREET PARTNERS OR ITS AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, OR SUPPLIERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING LOST PROFITS, LOST DATA, BUSINESS INTERRUPTION, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES SHALL NOT EXCEED THE AMOUNTS YOU PAID TO US FOR THE SERVICES IN THE THREE (3) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

 

Some jurisdictions do not allow certain limitations; in such cases, the above limitations apply to the fullest extent permitted by law.

 

 

15. Indemnification

 

You agree to defend, indemnify, and hold harmless Fulton Street Partners and its affiliates, officers, employees, agents, licensors, and suppliers from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to: (a) your use of the Services; (b) your violation of these Terms; (c) your violation of any law or third-party right; or (d) your User Content.

 

 

16. Copyright & DMCA

 

If you believe that content on the Services infringes your copyright, please send a notice pursuant to the Digital Millennium Copyright Act (DMCA) to our designated agent with: (a) identification of the copyrighted work; (b) identification of the allegedly infringing material; (c) your contact information; (d) a statement of good-faith belief; (e) a statement under penalty of perjury that the information is accurate and that you are authorized to act; and (f) your physical or electronic signature.

​

 

 

17. Privacy

 

Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, and share information. By using the Services, you consent to our data practices as described in the Privacy Policy.

 

 

18. Electronic Communications; Notices

 

18.1 Electronic Communications. You consent to receive communications from us electronically (e.g., email, in-product messages). You agree that all agreements, notices, and disclosures we provide electronically satisfy any legal requirements that communications be in writing.

 

18.2 Notices to Us. Notices must be sent to: support@fultonstreetpartners.com (or the address posted on our Site) and are deemed given when received by us.

 

 

19. Governing Law; Arbitration; Class-Action Waiver

 

19.1 Governing Law. These Terms are governed by the laws of the State of Delaware, without regard to conflicts of laws principles.

 

19.2 Informal Resolution. Before filing a claim, you agree to attempt to resolve the dispute informally by contacting us at legal@fultonstreetpartners.com. If we cannot resolve it within 30 days, either party may initiate arbitration.

 

19.3 Arbitration. Any dispute arising out of or relating to these Terms or the Services shall be resolved by binding individual arbitration administered by JAMS (or AAA) in accordance with its applicable rules. The arbitration will be conducted in New York, New York, in English. The arbitrator may award individual relief but may not award relief that benefits anyone not a party to the proceeding.

 

19.4 Class-Action & Jury Waiver. You and we waive any right to a jury trial and to participate in a class, collective, or representative action. Disputes must be brought on an individual basis.

 

19.5 Small Claims Court. Either party may bring an individual action in small claims court in lieu of arbitration.

 

19.6 30-Day Opt-Out. You may opt out of arbitration by sending written notice to legal@fultonstreetpartners.com within 30 days of first accepting these Terms, including your name, account email, and a statement that you opt out of arbitration.

 

 

20. Termination

 

20.1 By Us. We may suspend or terminate your access at any time for any reason, including if we believe you violated these Terms or applicable law.

 

20.2 By You. You may stop using the Services at any time. If you have a subscription, cancellation terms in Section 5 apply.

 

20.3 Effect. Upon termination, your right to use the Services ceases. Sections that by their nature should survive termination (including Sections 6–7 and 11–21) will survive.

 

 

21. International Use; Export

 

You are responsible for compliance with local laws. You may not use, export, or re-export the Services except as authorized by U.S. law. You represent that you are not located in, under the control of, or a national or resident of any country or entity subject to U.S. sanctions.

 

 

22. Force Majeure

 

We will not be liable for any delay or failure to perform due to events beyond our reasonable control, including acts of God, labor disputes, acts of government, war, terrorism, pandemics, network failures, or third-party service outages.

 

 

23. Miscellaneous

 

23.1 Entire Agreement. These Terms, together with the Privacy Policy and any supplemental terms, are the entire agreement between you and us regarding the Services.

 

23.2 Severability. If any provision is held unenforceable, it will be modified to the minimum extent necessary, and the remainder will remain in effect.

 

23.3 Waiver. Our failure to enforce any right is not a waiver of future enforcement.

 

23.4 Assignment. You may not assign or transfer these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, asset sale, or by operation of law.

 

23.5 Headings. Headings are for convenience only and have no legal effect.

 

 

24. Contact Us

 

If you have questions about these Terms or the Services, please contact us at:

Fulton Street Partners LLC

 

 

Prominent Disclaimers (for footer or signup pages)

 

• Educational only; not investment advice.

• Past performance is not indicative of future results.

• Hypothetical/back-tested results have limitations.

• Market data may be delayed or inaccurate.

• No guarantees; you are responsible for your decisions.

 

Note: This template is for informational purposes only and does not constitute legal advice. For specific compliance needs, consult a qualified attorney licensed in your jurisdiction.